As with many seemingly simple questions there is often more than one answer.
Membership through an Affiliated Club
BMFA insurance cover commences from the moment you pay the BMFA element of your Club joining fee to your nominated Club official; you do not have to wait for receipt of your BMFA membership documents. The most important factor is that the club have collected the fee and have formally registered you as a paid up member of your Club.
Membership directly to the BMFA
BMFA insurance cover commences from the moment we receive your payment, either online, over the telephone or via the post.